A Retirement Strategy Firm

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strat·e·gy noun \ˈstratəjē/

: a careful method for achieving a particular goal

  usually over a long period of time.


A remarkable retirement strategy focuses upon the outcome you are striving to achieve and at the same time helps you avoid pitfalls that may be dangerous to your retirement goals.A sound strategy is a future-focused method with three key elements:

PLANNING:  a carefully developed map of your personal retirement objectives.

PREPARATION:  a systematic approach to identify and complete each step needed along the way to be ready for your retirement.  But, what if it's missing?

KNOWLEDGE:  experience, resources and tools needed to construct a long-term method to achieve favorable retirement goals.


We strive to develop a remarkable and personalized retirement strategy together with you. 

Our processes and systems are designed to help you achieve:

  • RETIREMENT with satisfaction and happiness..

  • ACTIONABLE preparation steps along the journey.

  • STRATEGIC  retirement methodology by integrating our experience resources and tools.

  • PROGRESS  on your most important objectives and avoiding pitfalls  that may prove damaging to your retirement.

Our proprietary process is future-focused and founded in a holistic, common-sense financial approach.  For more information, please see Frequently Asked Questions.

*THE KEY2RETIRE FORMULA® is not affiliated with, endorsed or sponsored by the Federal Government or any US Government agency. THE KEY2RETIRE FORMULA®  FERS Toolkit, CSRS Toolkit, Scorecard, and Resource Checklist are educational only. No specific financial or retirement advice is being offered. The material presented is as current as possible, but is necessarily generalized. Facts and opinions are based on research and experience, but are not endorsed by the Federal Government. It is recommended to consult with your personnel office and/or the Office of Personnel Management (OPM), Retirement Office.

The Monroe Team, Inc. is a Registered Investment Adviser doing business as Keystone Advisory Group, Keystone Planning Partnership and THE KEY2RETIRE FORMULA®. Advisory services are only offered to clients or prospective clients where The Monroe Team, Inc. and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by The Monroe Team, Inc. unless a client service agreement is in place.  Kelly Lisa Monroe CA Department of Insurance License 0E40254.

Keystone Planning Partnership | 1633 Bayshore Highway, Suite 150 | Burlingame, CA  94010 | Toll-Free 800.878.1964 | 650.262.0130